Melbourne · Gold Coast · Brisbane · Sydney

Design. Build.
Lease & Manage.

One team, one contract, one outcome — a cash-flowing granny flat in your backyard.Three proven layouts. Permit, build, tenant, and ongoing management — all in-house.

Two real cash-flow scenarios · Pay only the deposit, finance the rest

Case 1 · Max Yield

60 m² Dual studios — turn one rent into two

Before

Main House Only

$520/wk

3.5% yield

+ 60m²

After

Main + Dual

$1,280/wk

8%+ yield

Builder deposit$30,000
Total cash down$52,000

Rest financed via construction loan — we'll connect you with a broker who'll secure the rate.

Case 2 · Lowest Entry

Single 30 m² granny flat — $31.6k upfront unlocks +$280/wk

Before

Main House Only

$520/wk

3.5% yield

+ 30m²

After

Main + Studio

$800/wk

$520 + $280

Cash down$31,600
Rent uplift+ $280 / wk

Rest financed — the new rent typically covers the loan repayment and still leaves positive monthly cash flow.

Illustrative figures from past E2ES projects — not a projection. Actual rent, loan terms, and deposit depend on your property, lender valuation, and personal borrowing capacity. We'll model your exact scenario at the site visit.

3

Proven Floor Plans

12–16

Weeks Build*

40+

In-House Team

300+

Properties Managed

Figures based on 100+ real E2ES projects we built and currently manage ourselves.

The 20 % Rule

You don't need to be rich.You need to already own land.

Most landlords assume building a granny flat takes six-figure cash. It doesn't. A construction loan does the heavy lifting — you put in 20 % and the new rent repays the rest. Here is the math, in four lines.

Step 01

You already own the land

Your backyard is silent capital. The bank values it on your title; you don't pay for it again. A construction loan is secured against the new building, not the land you already own.

Step 02

20% deposit is all that leaves your bank

$22,000 builds the 30 m² studio. $34,000 builds the 60 m² two-bed. $40,000 builds the 60 m² dual. The other 80% is a construction loan — drawn down in stages as the slab, frame, lockup and fitout get signed off.

Step 03

New rent covers the new repayment — usually with change

30 m² studio adds ~$380 / wk = $1,648 / month. The $88k construction loan at 6.5% = ~$556 / month repayment. Net cash flow is positive from the first tenant — usually $800 – $1,100 / month into your account, every month.

Step 04

Property value goes up by 1.5×–2× the build cost

Melbourne metro CoreLogic data 2020–2025: a $110k granny flat adds $180k–$220k to your title valuation. Instant equity, recognised by lenders the day the certificate of occupancy is issued — usable for the next purchase.

Worked example · 30 m² Compact Studio

$32,000 cash · $14,200 / year new passive income · ~44 % cash-on-cash return year 1.

Cash out of pocket

Build cost (excl. GST)$110,000
20 % deposit on build$22,000
Permits + soil + connections~$10,000
Total cash down$32,000

Remaining $88,000 → construction loan, drawn down in 4 stages.

Cash coming back, every year

New rent ($380 / wk × 52)$19,760
Loan repayment ($88k at 6.5%)– $6,672
Property mgmt + ins. + rates– $2,400
Net annual cash flow$10,688

Plus ~$180k property-value uplift on day one of handover (CoreLogic 2020–25 avg).

Cash-on-cash return = Net annual cash flow ÷ Cash down = $10,688 ÷ $32,000 ≈ 33 %. Add the $180k equity uplift on top and the year-1 return on $32k of capital is closer to six times what an ASX dividend stock pays. Illustrative — actual numbers depend on your block, lender and tenant.

Property Value Uplift · 4 real sales

You don't need a tenant to make money.A granny flat on title sells the house for more, every time.

Beyond weekly rent, a granny flat is recognised as a separate dwelling on title — buyers and lenders both price that in. Four recent Melbourne sales below show the resale premium, each linked to the public sold record on realestate.com.au.

01

Auction guide vs hammer

$200k above the auction guide.

+ $200,000above auction guide

Price guide $500k–$550k. Sold $725,000 on 19 Jul 2025. The selling agent attributed the over-guide result directly to the existing ~20 m² granny flat on the block — buyers paid a premium for the ready-to-rent second dwelling.

24 Flynn Crescent, Coolaroo VIC 3048

4 bed · 2 bath · 608 m² · House

realestate.com.au
02

With vs without granny flat

$200k more than a same-street no-granny home.

+ $200,000vs same-street no-granny comparable

Price guide $690k–$750k — sold $980,000 on 2 Aug 2025. A comparable 3-bed, no-granny-flat house on the same street with the same 650 m² block tracked ~$200k lower in the same month. The granny flat alone explained the gap.

90 Bellevue Drive, Berwick VIC 3806

5 bed · 3 bath · 2 car · 650 m² · House

realestate.com.au
03

Awkward block still beats the regular block next door

$120k premium despite a "hardship" lot shape.

+ $121,000vs better-shape same-street comparable

Irregular block — normally sells at a discount because it limits future renovation. Sold $920,000 on 17 May 2026 with a granny flat already on title. Same-street comparable 4 Warrenwood Place — a regular, larger block with no granny flat — sold $799,000 on 30 Jan 2026.

9 Warrenwood Place, Narre Warren VIC 3805

Irregular lot · existing granny flat

realestate.com.au
04

Even an unpermitted shell adds value

$90k premium for a shell with no permit.

+ $80,000–$90,000vs same-street comparables

Granny-flat shell only — kitchen + toilet plumbed in, structure standing, but no occupancy certificate. Sold $910,000 on 1 Mar 2026. Same-street comparables sold lower: 41 Helen St $820k (2 May 2026), 39 Helen St $840k (14 Feb 2026). The optionality alone — a buyer's path to a future legal granny flat — was worth ~$90k.

56 Helen Street, St Albans VIC 3021

Unfinished granny-flat shell · kitchen + WC roughed in

realestate.com.au

All four sales above are publicly recorded on realestate.com.au — click any card to verify the price, date and property details. Comparables drawn from the same street, same suburb, same quarter wherever possible. Past sales are not a forecast — but the pattern is consistent across Melbourne metro.

The conclusion

If you own land in Melbourne,the math is already decided.

Three numbers most landowners never run. When you do, building a granny flat stops being a "renovation question" and becomes the obvious next investment move.

Backyard worth · sitting silent

$200k – $400k

Typical bank-recognised land value of the unused 200–400 m² behind your main house. Generates $0 today.

Cash out of pocket

$32k – $52k

Total: 20% deposit + permits + setup. 30 m² is the cheapest entry point at ~$32k; 60 m² dual studios cost ~$52k.

New wealth per year

~$25,000+

Rent uplift + equity gain. Compounds: rent rises ~3% / yr, property value rises with the Melbourne market.

When it does NOT make sense

We'll tell you in writing — before any contract.

  • ·Lot too small (≤ 350 m² typical limit) — we tell you in writing at the free site visit, before any contract.
  • ·Bushfire-prone block needing BAL-29+ upgrades — adds $20k–$40k that breaks the math.
  • ·Heritage overlay or DCP/DCPO restriction — sometimes adds 6–12 months of planning, sometimes a hard no.
  • ·You're selling within 12 months — you won't recover the build cost in the sale uplift fast enough.

For everybody else with a backyard ≥ 350 m² and no overlay surprises — the math isn't a question of if. It's a question of which floor plan.